Overtime Pay Calculator 2026 – Time‑and‑a‑Half and Double Time

Introduction

Overtime rules can be confusing, especially with shift differentials and multiple rates. Use this guide to calculate time‑and‑a‑half, double time, and blended overtime rates—and to estimate the after‑tax impact.

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Common Rules (Check Local Law/Policy)

• Overtime threshold: >40 hours/week (federal baseline)
• Overtime rate: 1.5× regular rate; some roles get 2× for certain hours/holidays
• Blended rates: average base when multiple rates apply in a week

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Formulas

• Regular overtime: overtime_hours × hourly × 1.5
• Double time: dt_hours × hourly × 2.0
• Blended: average of weighted hourly rates × 1.5

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Example

Base $22/hr, 8 OT hours: 8 × 22 × 1.5 = $264 overtime pay

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Multiple Rates and Blended OT

When you work at two base rates in the same week, calculate a weighted average base, then apply 1.5×.

Example: 20 hours at $20 + 20 hours at $24 → blended base $22; 5 OT hours → 5 × $22 × 1.5 = $165

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Scheduling and Threshold Nuances

• Weekly threshold is common, but some contracts/regions use daily thresholds (e.g., >8 hours/day)
• Holidays may trigger double time; check employer policy or CBA

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Taxes and Net Impact

• Overtime increases gross wages and is taxed with regular payroll
• Higher gross may push part of income into a higher marginal bracket for that period

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Taxes and Benefits

• Overtime is regular wages (not supplemental) if paid with normal payroll
• Use Take‑Home Pay Calculator or Bi‑Weekly Calculator to estimate net impact

Related Tools

• Bi‑Weekly Paycheck Tax Calculator 2026: /calculator
• Take‑Home Pay Calculator 2026: /calculator
• Bonus Tax Calculator 2026: /calculator

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CTA: Estimate Your Next OT Check

Enter your base rate, overtime hours, and differentials to see your gross and net overtime pay.

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FAQ

Q: Is OT always time‑and‑a‑half?
A: Typically yes after the threshold, but contracts/regions may vary.

Q: Do shift differentials get overtime?
A: Many policies include differentials in the base for OT; check local rules.

Q: Why is my OT taxed “higher”?
A: Withholding scales with higher gross; annual tax is reconciled on your return.

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Key Takeaways

• Accurate date and time calculations help with financial planning milestones
• Use precise timelines when estimating project durations or deadlines
• Factor in time-based variables for more accurate financial projections

How to Use This Calculator

1. Enter your financial details in the fields above
2. Adjust parameters to match your specific situation
3. Review the calculated results and projections
4. Compare different scenarios to find the optimal strategy

Tips for Better Results

• Use realistic estimates based on current market conditions
• Update your calculations regularly as your situation changes
• Consider consulting a financial advisor for complex decisions
• Remember that calculator results are estimates, not guarantees